If you’re looking to get your finances in order—whether to eliminate debt or save for the future—you may have come across our Free Printable Monthly Budget Planners. To help you create a more detailed and personalized budget, we’ve designed templates based on the 50/30/20 rule. These templates simplify budgeting by giving you clear spending guidelines, making it easier to manage your money effectively.
What Is the 50/30/20 Budgeting Rule?
The 50/30/20 rule is a simple yet effective budgeting method that uses your after-tax income to divide spending into three main categories:
- 50% for Needs – Essential expenses like rent, utilities, groceries, and insurance.
- 30% for Wants – Non-essential expenses, such as entertainment, dining out, and hobbies.
- 20% for Savings & Debt Repayment – Savings, investments, or paying off debt.
By following this method, you can easily allocate funds, track your spending, and make necessary adjustments while still allowing room for personal enjoyment. It ensures that your essential expenses and future financial goals are prioritized over unnecessary spending.
What’s Included in Our Free Printable Budget Templates?
To help you apply the 50/30/20 budgeting rule, we’ve created various free printable budget templates to suit your needs:
✔ A monthly budget template with basic budget categories.
✔ A detailed monthly budget template with an extensive list of expense categories.
✔ A blank monthly budget template for complete customization.
✔ Matching Needs, Wants, and Savings/Debt Repayment Trackers to monitor and improve spending habits.
Each design includes six pages in a PDF format, giving you everything you need to master your finances and gain peace of mind.
How to Download and Use Your Free Budget Template
Getting started is easy! Just follow these three steps:
1️⃣ Click on the image of the budget template that suits your needs.
2️⃣ Download the PDF file to your computer.
3️⃣ Print and fill in your budget details.
Once you’ve set your budget, stick to it and watch your financial situation improve!
For more free financial printables, check out our Free Printable Expense Trackers and Free Printable Monthly Bill Organizers to help you stay on top of your finances.
Templates
- https://www.printabulls.com/wp-content/uploads/2023/09/Printable-50-30-20-Budget-Template-1.pdf
- https://www.printabulls.com/wp-content/uploads/2023/09/Printable-50-30-20-Budget-Template-2.pdf
- https://www.printabulls.com/wp-content/uploads/2023/09/Printable-50-30-20-Budget-Template-3.pdf
- https://www.printabulls.com/wp-content/uploads/2023/09/Printable-50-30-20-Budget-Template-4.pdf
- https://www.printabulls.com/wp-content/uploads/2023/09/Printable-50-30-20-Budget-Template-5.pdf
- https://www.printabulls.com/wp-content/uploads/2023/09/Printable-50-30-20-Budget-Template-6.pdf
- https://www.printabulls.com/wp-content/uploads/2023/09/Printable-50-30-20-Budget-Template-7.pdf
- https://www.printabulls.com/wp-content/uploads/2023/09/Printable-50-30-20-Budget-Template-8.pdf
- https://www.printabulls.com/wp-content/uploads/2023/09/Printable-50-30-20-Budget-Template-9.pdf
- https://www.printabulls.com/wp-content/uploads/2023/09/Printable-50-30-20-Budget-Template-11.pdf
- https://www.printabulls.com/wp-content/uploads/2023/09/Printable-50-30-20-Budget-Template-12.pdf
- https://www.printabulls.com/wp-content/uploads/2023/09/Printable-50-30-20-Budget-Template-13.pdf
- https://www.printabulls.com/wp-content/uploads/2023/09/Printable-50-30-20-Budget-Template-14.pdf
- https://www.printabulls.com/wp-content/uploads/2023/09/Printable-50-30-20-Budget-Template-15.pdf